All the loans have not been created equal. Their terms and conditions differ from lender to lender. If one needs to borrow money by taking a loan, one has to plan wisely, choose the right loan and the lender, and then borrow responsibly. If you are looking for quick loans in Jamaica with the possibility of same-day approval, then you need to reach the following top five loan companies in Jamaica for hassle-free loans, and competitively low-interest rates.
1. AIM Financial Corporation
AIM Financial Corporation Ltd. was formed in 2004 and has rapidly developed into one of the leading loan companies in Jamaica. It provides no-hassle loans, at competitively low-interest rates. It is located nationwide in convenient locations.
They have a very simple and hassle-free application process. Their hallmark is the professional service with a personal touch, a fast turnaround time, accurate information, and courteous staff. They are renowned for delivering premium products with superior service. They are also responsible for corporate citizens and have assisted several non-government organizations as well as charitable organizations by doing work targeted at uplifting citizens of Jamaica.
Deals in:
- Personal Loans
- Motor Vehicle Loans (Car Loans)
- Education Loans
- Emergency Loans
- Medical Loans
- Small Business Loans
- Debt Consolidations (including Credit Cards)
- Insurance Premium Financing
Address: Head Office- 19 West Kings House Road, Kingston 10
Phone: (876) 906-0534-5
2. Niche Financing Limited
Niche Financing Limited is a founding member of the Jamaica Association for Micro-Financing (JAMFIN). The company presently employs over 70 staff across its five offices in Kingston, May Pen, Mandeville, Morant Bay, and Montego Bay. Niche Financing Limited creates flexible financial solutions whilst promoting responsible financing.
Niche Financing Limited can be your premier choice for all your loan services, that will take care of your cash flow problems in an emergency. They can provide you with the financing you need for all your requirements. Their Loan package known as QUICKLOAN has been specially created to provide flexible, easy accessible loan solutions at low-interest rates to fulfill all your financial requirements.
Deals in:
- Salary Advance
- Debt Relief Loan
- Link Financing
- Niche Biz Loan
- Education Loan
- Debt Relief Loan
Address: 104 Constant Spring Road, Kingston 10
Phone: +1-876-969-7008
3. A & N Loan Hub
A&N Loan Hub is a microfinance company that offers small to medium size loans to employed individuals across Jamaica. A&N Loan Hub will provide lending services to individuals who are experiencing financial challenges. The company aims to provide this service with the intent of making the process effortless while revolutionizing and growing the world’s microfinance industry.
All of their loans are personal regardless of how one plans to use their money. You and your needs and conditions are at the very heart of their process. They begin their process by helping you to understand your financial condition.
Deals in:
- Personal Loan
- Pay-Day Loan
- Emergency Loan
Address: Gateway Professional Complex, 157 Constant Spring Road, Kingston 8
Phone: +1-876-925-2080
4. Kris An Charles Investments
Kris An Charles Investments is a member of the Jamaica Association for Micro Financing (JAMFIN) which is dedicated to supporting the development of the micro-enterprise sector as a key player in national economic development through the provision of accessible, appropriate, and timely financing, training, and business development services to individuals and enterprises. Kris An Charles Investments is also a member of The Private Sector Organization of Jamaica (PSOJ) as well as the Jamaica Employers Federation (JEF).
Deals in:
- Auto loan
- Edu-Path loan
- Personal loan
- House deposit loan
- Micro-business loan
- Funeral expense loan
- General expanse loan
- Debt consolidation loan
- Credit card refinancing
Address: Corporate Office– 2 Eureka Crescent, Kingston 5, Jamaica
Phone: +1 (876) 926-0609
5. Access Financial Services
Access Financial Services Limited was established in 2000 and was listed on the Junior Market of the Jamaica Stock Exchange in 2009. Access is one of the leading providers of personal and business loans to Jamaica’s Microfinance Sector. Access operates through an island-wide retail network of eighteen branches.
Access offers Personal Loans for a variety of services and is available to both private and public sector employees who have been permanently employed for at least six months. Loans are approved the same day and are repaid through salary deduction or automatic clearing house (ACH) via BNS.
Deals in:
- Personal loans
- School expenses
- Home improvement
- Medical expenses
- Payment of Utility Bills
- Motor vehicle purchase & repairs
- Business loan
Address: Head Office- 41B Half-Way-Tree Road, Kingston
Phone: +1(876) 929-9253
