Insurance brokers differ from insurance agents. Unlike agents who bring in clients on behalf of the insurance companies, insurance brokers in Jamaica rather act in the favor of their clients. So, if you are looking for insurance companies to safeguard your future, life, and property, brokers can help you decide the best one.
Based on your requirements, they offer various services like risk management, claims management, affinity programs, mergers and acquisitions, employee benefits, and foreign workers’ management to name a few. But, like insurance companies, how to decide which is the best insurance broker for you?
Therefore, we have prepared a list of the top 5 Insurance brokers in Jamaica to manage your insurance and claims.
1. SARIFA Insurance Brokers Ltd.

SARIFA stands for Safe and Reliable Insurance For All. It is not only the first insurance broker in Jamaica to let customers compare motor insurance online, but also an innovative broker that offers the best services by leveraging technology. It is a customer-centric insurance brokerage service that helps secure all the compared quotations, and purchase the best fit within 12 minutes.
Insurance Categories
- Homeowner’s insurance
- Commercial property
- Renters insurance
- Third-party Fire & Theft
- Comprehensive Insurance
- Public Liability
- Professional Indemnity
- Individual Life
- Term Life
- Group International Health Insurance Plan
- Critical Illness
- Travel & more
Address – 9-11 Phoenix Ave, Kingston 10, Jamaica
Phone – +1 8769786049
Rating – 3.9/5
2. Marathon Insurance Brokers

With an industry experience spanning over 20 years, Marathon Insurance Brokers are known for its cost-efficient services in multiple sectors. It is among the top insurance brokers in Jamaica that provides specialized services to distinguish traditional and non-traditional insurance classes. It is the first insurance broker in Jamaica to completely digitalize the client database management system for quick reporting and easy document retrieval.
Insurance Categories
- Business Interruption
- Employee benefits
- Fidelity Guarantee
- Professional Indemnity
- Property
- Public Liability
- Motor
- Renewable energy
- Yacht and Pleasurecraft
- Contractor (all risks)
- Cyber risks
Address – 46, 5 Trinidad Terrace, Kingston, Jamaica
Phone – +1 8769291468
Rating – 3.7/5
3. Covenant Insurance Brokers

Covenant Insurance Brokers have served over 30,000 clients since 1991. They write general insurance for all businesses as well as handle several insurance schemes. What lists them among the top insurance brokers in Jamaica is their reduced premium insurance plans are available for different segments of society. The services spread across 8 locations throughout the island.
Insurance Categories
- Homeowner’s Insurance
- Motor Insurance
- Machinery Breakdown Insurance
- Consequential Loss
- Burglary
- Strata Insurance
- Product Liability
- Public Liability
- Employer’s Liability
- Loss of Profit
- Fidelity Guarantee
- Special Events Insurance
- Personal Accident
- Life and Health Insurance
- Plate Glass Insurance
- Fire & Allied Perils
- Contractors all risks
- Goods in Transit
- Marine
Address – 8 Norwood Road, Kingston, Jamaica
Phone – +1 8766301390
Rating – 4/5
4. Spectrum Insurance Brokers Ltd.

Located in Kingston, Spectrum Insurance Brokers Ltd. tops the list of best insurance brokers in Jamaica because of customer satisfaction. Established in 1982, the firm transitioned into a locally owned company 13 years later. What started as quality insurance providers and risk management assistance firm for business and manufacturing industries evolved as the top personal line insurance broker in Jamaica. Hotel, Construction, Manufacturing, TV & Radio stations are some of their notable client sectors.
Insurance Categories
- Commercial Insurance
- Personal lines including home, travel, health, life, property, and more
- Life Insurance
- Employee benefits
- Marine
- Travel
- Risk management surveys
- Claims settlement
Address – 7, 1, 2, Haining Rd, Kingston, Jamaica
Phone – +1 8769263572
Rating – 3.9/5
5. Jamaica Citadel Insurance Brokers Ltd.

Jamaica CITADEL Insurance Brokers Ltd. Is known as the best insurance brokers in Jamaica in Montego Bay. They not only offer the best coverage at affordable rates but also provide tailored services to individuals and businesses. Their professional team of underwriters, claims handlers, and brokerage managers have been serving since 1996. The company makes sure to address all queries online or through phone, the staff is available to resolve queries within the requested time frame.
Insurance Categories
- House
- Health
- Life insurance
- Travel
- Motor
- Property
- Corporate lines including marine, energy, employee benefits, group health insurance, and more
Address – 36 Fort Street, Montego Bay, Jamaica
Phone – +18769799590
Rating – 4.2/5