Top 5 Health Insurance Companies


Health expenses have been rising exponentially year after year, and it has become imperative to have a health insurance plan that provides medical cover for our doctor visits, expenses of hospitalization, surgery fee, medicine cost, nursing allowance, and hospital room rents. One small accident is more than enough to make one realize the importance of medical insurance. So, here we present to you the top five health insurance companies in Jamaica.

1. Guardian Life Limited

Guardian Life Ltd. is an insurance company established in Jamaica since August 1999. The company offers all types of long-term insurance policies. Guardian’s policies are sold by employed insurance advisers and through brokers. They operate ten branches in Jamaica and deliver superior service by focusing on customer needs and operational excellence.


The company offers comprehensive health insurance plans, which gives the insured financial support when the insured person needs it during the times of ill health or recovery. Their plans cover the medical expenses to cover lifesaving and costly treatment.

Address: Kingston – Head Office, 12 Trafalgar Road, Kingston 5
Phone: 1 876 978 8815

2. JN Life Jamaica

JN Life Insurance Company Limited (JN Life), a subsidiary of The Jamaica National Group, has provided life insurance solutions since 2008 for Jamaicans. They offer JN Life International Health Plan in partnership with GBG. It has been created exclusively for Jamaican residents who are in desperate need of affordable and comprehensive health insurance.


The plan provides coverage for both inpatients as well as outpatient care, medical emergencies, as well as pharmacy benefits

Address:  26 Trafalgar Road, Kingston 10 
Phone: 1 926-1344   Fax: 1: 960-6259 

3. Sagicor

Sagicor Life Jamaica Limited is part of the financial conglomerate Sagicor Group Jamaica. Sagicor Group Jamaica is a full-service financial institution offering the following services with an outstanding history and reputation for leading innovation.


Their services include Banking, Investment, Life & Health Insurance, Pensions, and Real Estate. Their primary commitment is to improve the lives of people in the communities in which they operate. This is the driving force of their main focus and basis for their products and services.

Address: Sagicor Group Jamaica Head Office, 28-48 Barbados Avenue Kingston, Jamaica
Phone: (876) 929-8920-9

4. The JMMB Group

The JMMB Group is one of the leading financial groups in the Caribbean. They serve over 316,000 clients in Jamaica, Trinidad, and Tobago, and the Dominican Republic combined with financial services.


Their services include Investments, banking, remittances, and health insurance.

Address: JMMB Head Office,6 Haughton Terrace, Kingston 10, Jamaica
Phone: 876 998-5662

5. NCB Insurance

NCB Insurance offers a wide range of products and services which cater to the needs of health insurance of individual and group clients.


The company offers financial products and services that provide its customers with a secure financial future. 

Address: Cross Road 90-94, Slipe Road, Kingston 5 
Phone: 888 622-3477

Previous articleTop 5 Insurance Brokers


Please enter your comment!
Please enter your name here